Bajaj Finance reported a 23% increase in consolidated profit after tax (PAT) for Q2 FY26, reaching ₹4,948 crore. New loans booked grew by 26% to 12.17 million. Assets under management (AUM) also saw a significant rise, increasing by 24% to ₹462,261 crore. The company maintained a strong capital adequacy ratio and enjoys the highest credit ratings. Gross NPA and Net NPA stood at 1.24% and 0.60% respectively.
Key Financial Highlights
For the second quarter of fiscal year 2026, Bajaj Finance reported the following consolidated results:
- Profit After Tax (PAT): Increased by 23% to ₹4,948 crore from ₹4,014 crore in Q2 FY25.
- New Loans Booked: Increased by 26% to 12.17 million from 9.69 million in Q2 FY25.
- Assets Under Management (AUM): Increased by 24% to ₹462,261 crore.
- Net Interest Income: Grew by 22% to ₹10,785 crore.
Asset Quality and Capital Adequacy
Bajaj Finance reported strong asset quality and capital adequacy metrics:
- Gross NPA: Stood at 1.24% as of September 30, 2025.
- Net NPA: Reached 0.60% as of September 30, 2025.
- Capital Adequacy Ratio (CRAR): Was 21.23%.
Subsidiary Performance
Bajaj Housing Finance Limited (BHFL) also showed strong performance metrics:
- Assets under management: Grew by 24% to ₹126,749 crore.
- Net interest income: Increased by 34% to ₹956 crore.
- Profit after tax: Increased by 18% to ₹643 crore.
Other Updates
- S&P Global Ratings upgraded the company’s long-term issuer rating to BBB/Stable.
Source: BSE
