Aadhar Housing Finance announced its unaudited financial results, reporting a 21% growth in Assets Under Management (AUM) to ₹27,554 crore. Profit After Tax (PAT) also saw an increase of 18% year-over-year, reaching ₹504 crore. The company’s performance reinforces its confidence in achieving revenue and profit guidance for the year.
Key Financial Performance
Aadhar Housing Finance reported significant growth for the period, with key highlights including:
- Assets Under Management (AUM) grew by 21% to ₹27,554 crore as of September 30, 2025, compared to ₹22,817 crore as of September 30, 2024.
- Total number of loan accounts reached over 3,15,000 as of September 30, 2025.
- Profit after tax increased by 18% year-over-year to ₹504 crore for H1 FY26, up from ₹428 crore in H1 FY25. In Q2 FY26, PAT grew 17% year-over-year to ₹266 crore from ₹228 crore in Q2 FY25.
- Net worth stood at ₹6,894 crore as of September 30, 2025, which includes the gross IPO proceeds from primary infusion.
- Return on assets (ROA) for H1 FY26 was 4.2%.
- Return on equity (ROE) for H1 FY26 was 15.1%.
- Gross NPA as of September 30, 2025, stood at 1.42%, and Net NPA at 1.0%.
Statements from Leadership
Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd, commented on the performance, stating that the company concluded the first half of FY26 on a strong note, driven by healthy operational performance and steady demand across the affordable housing finance segment.
Impact of GST Rationalization
The recent GST rationalization under the ‘GST 2.0’ framework is seen as a timely and welcome reform, expected to positively impact loan affordability, improve credit demand quality, and further financial inclusion. Supported by a stable macroeconomic environment, these reforms are anticipated to accelerate demand in the EWS and LIG segments.
Source: BSE
