Aadhar Housing Finance Ltd announced its unaudited financial results for Q2 FY26, reporting a 21% growth in Assets Under Management (AUM) to ₹27,554 crore. Profit After Tax (PAT) grew by 18% YoY to ₹504 crore in H1 FY26 and 17% YoY to ₹266 crore in Q2 FY26. The company’s strong first-half performance reinforces confidence in achieving its revenue and profit guidance for the year.
Key Financial Performance
Aadhar Housing Finance showcased significant financial growth in its latest unaudited results:
- AUM Growth: Assets Under Management increased by 21%, reaching ₹27,554 crore as of September 30, 2025, compared to ₹22,817 crore as of September 30, 2024.
- Total Loan Accounts: Surpassed 3,15,000+ as of September 30, 2025.
Profitability Metrics
The company also reported strong profitability metrics:
- H1 FY26 PAT: Grew by 18% YoY to ₹504 crore, compared to ₹428 crore in H1 FY25.
- Q2 FY26 PAT: Increased by 17% YoY to ₹266 crore, versus ₹228 crore in Q2 FY25.
- Net Worth: Stood at ₹6,894 crore as of September 30, 2025, inclusive of gross IPO proceeds from primary infusion.
- ROA: Remained consistent at 4.2% for H1 FY26.
- ROE: Reported at 15.1% for H1 FY26.
- Asset Quality: Gross NPA as of September 30, 2025, stood at 1.42% and Net NPA at 1.0%.
Management Commentary
According to Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd, the company concluded the first half of FY26 on a strong note. He highlighted that the AUM reflected a year-on-year growth of 21%, and Profit after Tax for H1 FY26 was ₹504 crore, marking a growth of 18% YoY.
Favorable Policy & Outlook
Mr. Anand also acknowledged the positive impact of the recent GST rationalisation under the ‘GST 2.0’ framework, viewing it as a timely and welcome reform for the affordable housing ecosystem. He expects increased demand in the EWS and LIG segments, supported by government initiatives, a stable macroeconomic environment, greater transparency, and cost efficiency.
Source: BSE
