Aadhar Housing Finance reported strong financial performance for Q2 FY26, with Assets Under Management (AUM) growing by 21% to ₹27,554 crore. Profit After Tax (PAT) increased by 18% to ₹504 crore for H1 FY26. The company’s results reflect healthy operational efficiency and robust demand in the affordable housing sector. Net Worth stood at ₹6,894 crore as of September 30, 2025, inclusive of proceeds from the IPO.
Key Financial Highlights
Aadhar Housing Finance announced its unaudited financial results for the quarter and half-year ended September 30, 2025, showcasing strong growth and profitability. Key performance indicators include:
- Assets Under Management (AUM): Reached ₹27,554 crore, a 21% increase compared to ₹22,817 crore as of September 30, 2024.
- Total Number of Loan Accounts: Exceeded 3,15,000.
- Profit After Tax (PAT): Increased by 18% year-over-year to ₹504 crore for H1 FY26.
- Q2 FY26 Profit: Increased by 17% YoY to ₹266 crore.
- Net Worth: ₹6,894 crore as of September 30, 2025.
Key Ratios
The announcement also highlighted the following financial ratios:
- Return on Assets (ROA): Stood at 4.2% for H1 FY26.
- Return on Equity (ROE): Was 15.1% for H1 FY26.
- Gross NPA: Stood at 1.42% as of September 30, 2025.
Strategic Outlook
Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd, commented on the company’s strong first-half performance, attributing it to healthy operational metrics and steady demand within the affordable housing finance segment. He also noted that the recent GST rationalization and government initiatives such as PMAY-Urban 2.0, coupled with a stable macroeconomic environment, are expected to accelerate demand and strengthen the sector’s growth momentum.
Source: BSE
