Capri Global Capital reports strong growth with AUM reaching ₹270,401 mn, a 40.3% YoY increase. The company emphasizes its retail-focused, secured lending strategy, highlighting opportunities in underserved markets. The company plans to diversify its product offerings and expand geographically, targeting ₹500bn AUM by FY28 and ₹1,000bn+ by FY33. Strong performance in H1FY26 demonstrates resilience and growth potential.
AUM and Growth
Capri Global Capital showcases substantial growth, reporting an AUM of ₹270,401 mn. This represents a significant 40.3% increase compared to the previous year. The company emphasizes its focus on retail and secured lending, targeting unbanked and underserved segments.
Key Financial Highlights
The company’s financial performance includes:
- Net Interest Income: ₹4,795 mn
- Non-Interest Income: ₹2,034 mn
- Operating Profit: ₹3,453 mn
- PAT: ₹2,360 mn
These figures reflect strong YoY growth, with significant increases in Net Interest Income (57%) and PAT (143%).
Business Segments
The company’s business is diversified across various segments:
- MSME Loans
- Housing Finance
- Gold Loans
- Retail Construction Finance
The company reports strong growth opportunities in each segment, focusing on providing loans in high-growth areas to underbanked customers.
Strategic Initiatives
Capri Global Capital is pursuing several strategic initiatives to drive future growth:
- Diversifying product offerings to address customer needs.
- Expanding geographically in existing and new states.
- Leveraging technology and analytics to improve operational efficiency.
- Diversifying funding mixes and strengthen co-lending partnerships.
Targets and Outlook
Capri Global Capital targets an AUM of ₹500bn by FY28 and ₹1,000bn+ by FY33, growing at a rate of 25%-30% CAGR. The company is aiming for sustainable returns and is targeting 16.0-18.0% RoAE and 4.0% – 4.5% RoAA by FY28.
Asset Quality
The company maintains healthy asset quality, with disciplined underwriting.
Capital Adequacy
The company reports a consolidated net worth of ₹66,730 mn and focuses on efficient liability management.
ESG Initiatives
Capri Global Capital is committed to Environmental, Social, and Governance (ESG) practices, including:
- Environmental stewardship through efficient resource management.
- Social empowerment through financial access and community initiatives.
- Governance excellence with a strong and independent board.
Source: BSE
