City Union Bank (CUB) has reported a net profit of ₹328.59 crore for Q2 FY26, compared to ₹285.18 crore in the same quarter last year. The bank’s total income increased to ₹1912.26 crore. The bank’s Gross NPA stood at 2.42% and Net NPA at 0.90% as of September 30, 2025. Earnings per share (EPS) was ₹4.43.
Financial Performance Highlights
City Union Bank announced its financial results for the quarter ended September 30, 2025 (Q2 FY26). Key highlights include:
- Net Profit: Increased to ₹328.59 crore, up from ₹285.18 crore in Q2 FY25.
- Total Income: Reached ₹1912.26 crore.
- Operating Profit: Stood at ₹470.59 crore.
Asset Quality
The bank provided an update on its asset quality:
- Gross NPA: Reported at 2.42%.
- Net NPA: Stood at 0.90%.
Key Ratios
Several key financial ratios were highlighted:
- Earnings Per Share (EPS): Recorded at ₹4.43 (Basic and Diluted).
- Capital Adequacy Ratio: Maintained at 21.68% under Basel III guidelines.
Segment Performance
The bank’s revenue is divided across these key segments:
- Treasury: ₹337.86 crore.
- Corporate/Wholesale Banking: ₹407.14 crore.
- Retail Banking: ₹1131.27 crore.
Source: BSE
