CreditAccess Grameen reported strong Q2 FY26 results, showcasing sustained growth momentum and improved asset quality. AUM increased by 3.1% YoY to INR 25,904 crore. Disbursements grew by 32.9% YoY to INR 5,322 crore. The company reported a PAT of INR 125.8 crore, with RoA at 1.8% and RoE at 7.1%. The portfolio share of unique borrowers increased to 41%.
Financial Performance Highlights
CreditAccess Grameen (CA Grameen) announced its financial results for Q2 FY26, demonstrating robust growth and improved profitability.
Key highlights include:
- AUM increased by 3.1% YoY, reaching INR 25,904 crore.
- Disbursements surged by 32.9% YoY to INR 5,322 crore.
- The company added 2.20 lakh new borrowers, with 39% being New-to-Credit (NTC).
- Portfolio share of unique borrowers improved to 41%.
- PAR 0+ decreased to 4.7%.
- PAT of INR 125.8 crore reported.
Q2 FY26 Financial Metrics
The total income improved sequentially to INR 1,509.0 crore. Pre-provision operating profit (PPOP) improved sequentially to INR 694.8 crore. Profit Before Tax (PBT) improved sequentially by 108.5% to INR 169.2 crore. Profit After Tax (PAT) improved sequentially by 109.0%, reaching INR 125.8 crore, resulting in RoA of 1.8% and RoE of 7.1%.
Asset Quality and Liquidity
The company also reported a reduction in credit cost, with declining new PAR accretion. GNPA/NNPA, predominantly measured at 60+ dpd, stood at 3.65%/1.26%. The company maintains a healthy capital position with a CRAR of 26.1% and robust liquidity of INR 2,175.5 crore in cash and investments.
Leadership Transition
Effective October 28, 2025, Mr. Manoj Kumar has been appointed as the Chairman and Lead Independent Director. He brings experience and entrepreneurial depth to guide the Board.
Source: BSE
