PNB Housing Finance has announced its audited financial results for the quarter and half-year ended September 30, 2025. The company reported a net profit after tax of ₹626.49 crore for the quarter and ₹1,158.22 crore for the half-year. The results reflect the company’s performance in the housing finance sector, with key financial metrics showing positive trends.
Financial Performance Overview
PNB Housing Finance declared its audited standalone financial results for Q2 FY26 and the first half of FY26, showing a strong performance in key financial indicators:
- Net Profit After Tax (Q2 FY26): ₹626.49 crore
- Net Profit After Tax (H1 FY26): ₹1,158.22 crore
Key Financial Metrics (H1 FY26)
The company’s financial highlights for the half-year ended September 30, 2025, include:
- Total Income: ₹4,242.13 crore
- Total Expenses: ₹2,752.80 crore
Important Ratios
Key financial ratios reflecting the company’s financial health as of September 30, 2025:
- Debt Equity Ratio: 3.62
- Gross Non-Performing Asset (GNPA): 1.04%
- Net Non-Performing Asset (NNPA): 0.69%
- CRAR: 29.80%
Related Party Transactions
A summary of the company’s related party transactions includes:
- Donations to wholly-owned subsidiary: Closing balance of ₹36.73 crore.
- Commission and support service expenses with wholly-owned subsidiary: ₹176.11 crore.
- ECB raised from Promoter: ₹1,034.00 crore.
Source: BSE
