Religare Enterprises Limited has released its earnings presentation for the second quarter and first half of FY27. The document details the company’s operational and financial performance, including key highlights for its diverse business segments: Insurance, Broking, Finvest, and Housing Development Finance. The presentation offers insights into revenue, profit, and segment-specific metrics, reflecting the company’s strategic initiatives and market positions.
Religare Enterprises Announces Q2 & H1 FY27 Financial Performance
Religare Enterprises Limited (REL) has disclosed its financial and operational performance for the second quarter and the first half of the financial year 2027. This disclosure includes a detailed earnings call presentation aimed at providing stakeholders with a comprehensive overview of the company’s results and strategic progress.
Consolidated Financial Highlights (H1 FY27)
For the first half of FY27, Religare Enterprises reported a Revenue of Rs. 4,717 Cr. The company posted a Profit after Tax of Rs. (145) Cr. The Net Worth stands at approximately Rs. 3,000 Cr.
Business Segment Performance
Care Health Insurance Limited
Care Health Insurance demonstrated robust growth, with a Gross Written Premium (GWP) of Rs. 6,897 Cr for H1 FY27, marking a 35% Year-on-Year (YoY) growth. The Combined Insurance Service Ratio was 100.5%, with a Profit before Tax of Rs. 392 Cr. The company holds a 24% market share in the SAHI segment.
Religare Broking Limited (RBL)
RBL reported Total Income of Rs. 197 Cr for H1 FY27, a 7% YoY growth. Profit after Tax stood at Rs. 10 Cr, with a 34% YoY growth. The Net Worth reached Rs. 488 Cr. Key business metrics include Assets Under Custody (AUC) of Rs. 56,576 Cr and a strong credit rating upgrade by CRISIL.
Religare Finvest Limited (RFL)
Religare Finvest is actively rebuilding its business, with lending restarted in November 2026. The company has a Tangible Net Worth of Rs. 962.6 Cr and Cash and liquid investments of Rs. 660.0 Cr. Capital Adequacy (CRAR) stands at 231.8%. RFL is focused on a tech-centric lending model and maintains a zero NPA status.
Religare Housing Development Finance Corporation Limited (RHDFCL)
RHDFCL, an affordable housing specialist, reported an AUM of Rs. 243 Cr. Its Product Mix is HL-67% and LAP-33%. The company maintains a CRAR of 117% and has received a strategic capital commitment of Rs. 250 Cr from REL. The business focus is on self-employed and informal segments, with a portfolio backed by residential mortgages.
Financial Statements
The presentation also includes detailed Income Statements for both Consolidated and Standalone reporting. For the consolidated figures, Total Income for H1 FY27 was Rs. 4,716.52 Cr, with a Profit/(Loss) Before Tax of Rs. (204.51) Cr and a Net Profit/(Loss) for the period of Rs. (144.67) Cr.
The standalone income statement for REL shows a Total Revenue from Operations of Rs. 4.31 Cr for H1 FY27, with a Net Profit/ (Loss) after tax of Rs. (23.05) Cr.
Source: BSE
