Bank of India (BOI) has announced its unaudited financial results for Q2 FY26. Key highlights include a net profit of ₹2,554.57 Lakh, and a total income of ₹20,625.92 Lakh. The Board of Directors approved these results in their meeting held on October 17, 2025. The bank continues to maintain a strong capital adequacy ratio under Basel III guidelines, solidifying its financial stability.
Financial Performance Overview
Bank of India’s Board of Directors has approved the unaudited (reviewed) standalone and consolidated financial results for Q2 FY26, ending on September 30, 2025. The key figures from the announcement are as follows:
Key Financial Figures (Standalone)
- Total Income: ₹20,625.92 Lakh
- Interest Expended: ₹12,492.32 Lakh
- Operating Expenses: ₹4,312.75 Lakh
- Operating Profit: ₹3,820.85 Lakh
- Net Profit: ₹2,554.57 Lakh
Key Financial Figures (Consolidated)
- Total Income: ₹20,739.87 Lakh
- Interest Expended: ₹12,529.86 Lakh
- Operating Expenses: ₹4,357.53 Lakh
- Operating Profit: ₹3,852.48 Lakh
- Net Profit: ₹2,576.69 Lakh
Asset Quality
The bank’s asset quality ratios as of September 30, 2025, are as follows:
- Gross Non-Performing Assets (NPA): 2.54%
- Net NPAs: 0.65%
Capital Adequacy
The Capital Adequacy Ratio (CAR) under Basel III stands at 16.69%, with a CET 1 Ratio of 13.89%.
Segment-Wise Performance
The bank’s revenue is broken down into the following segments:
- Treasury Operations: ₹5,840.21 Lakh
- Wholesale Banking Operations: ₹6,788.02 Lakh
- Retail Banking Operations: ₹8,078.14 Lakh
The Board meeting, where these results were approved, began at 3:30 PM and concluded at 4:35 PM.
Source: BSE
