India Shelter Finance Corporation has announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a 23% YoY growth in Gross AUM to Rs. 11,997 Crs and a 19% YoY growth in Profit After Tax (PAT) to Rs. 146 Crs for Q2FY27. Disbursements also saw a 21% YoY increase to Rs. 1,126 Crs.
India Shelter Finance Corporation Announces Strong Q2 FY27 Performance
India Shelter Finance Corporation Limited today announced its unaudited financial results for the second quarter and half-year ended September 30, 2026. The company demonstrated robust growth across key performance metrics, highlighting a period of profitable and quality-led expansion.
Key Financial Highlights
The Gross Assets Under Management (AUM) as of September 30, 2026, stood at Rs. 11,997 Crs, marking a significant year-over-year increase of 23%. Disbursements for the quarter were reported at Rs. 1,126 Crs, reflecting a 21% YoY growth. Profit After Tax (PAT) for Q2FY27 grew by 19% YoY to Rs. 146 Crs. The Return on RoE stood at a strong 17.3%, while RoA was 5.7% for the quarter.
Operational Performance
Mr. Rupinder Singh, Managing Director and CEO of India Shelter Finance Corporation, commented on the performance: “We are pleased to announce that the Company delivered another strong quarter of profitable and quality led growth.” He further highlighted that normalized AUM growth stood at 26-27%. In Q2FY27, the company added 5 new branches, expanding its network to 312 branches across 15 states. The total employee strength as of Q2FY27 was 5,010.
Profitability and Liquidity
Profitability metrics showed PAT for the quarter at Rs. 146 Crs, a 19% YoY growth and 2% QoQ growth. Networth as of September 2026 was Rs. 3,401 Crs. The company maintains a healthy liquidity position with Rs. 2,210 Crs. Notably, the cost of funds improved by 30bps YoY to 8.2% in Q2FY27, and spreads remained stable at 6.6%.
Asset Quality
Asset quality remained stable, with Gross Stage 3 and Net Stage 3 at 1.5% and 1.2% respectively as of September 2026. The Provision Coverage Ratio (PCR) for Stage 3 assets was stable at 25%.
Source: BSE
