India Home Loan Limited has announced its unaudited financial results for the second quarter and half year ended September 30, 2026. The company reported a profit before tax of ₹5.67 lakhs for the quarter. Concurrently, the Board of Directors approved the appointment of Mr. Manmohan Jindal as Additional Non-Executive Independent Director and Mr. Mitesh M. Pujara as Chief Operating Officer and Key Managerial Personnel.
Financial Performance for Q2 FY27
India Home Loan Limited has disclosed its unaudited financial results for the quarter and half year ended September 30, 2026. The company reported a profit before tax and extraordinary items of ₹5.67 lakhs for the quarter ended September 30, 2026, compared to ₹10.32 lakhs in the same period of the previous year. For the half year ended September 30, 2026, the profit before tax was ₹5.67 lakhs.
Key Board Appointments Approved
The Board of Directors, at its meeting held on November 04, 2026, also approved several significant appointments:
- Appointment of Mr. Manmohan Jindal as an Additional Non-Executive Independent Director for a term of five years, subject to shareholder approval.
- Appointment of Mr. Mitesh M. Pujara as Chief Operating Officer and designated him as a Key Managerial Personnel.
- Appointment of Mr. Ganesh Ruvikar as Whole-time Company Secretary and Compliance Officer.
Unaudited Financials Overview
The Unaudited Financial Results for the quarter and half year ended September 30, 2026, show total income from operations of ₹304.58 lakhs for the quarter ended September 30, 2026. Total expenditure for the same period was ₹302.46 lakhs, resulting in a profit before tax of ₹2.12 lakhs. The net profit after tax for the quarter was ₹0.79 lakhs.
For the half year ended September 30, 2026, total income from operations stood at ₹552.26 lakhs, with total expenditure at ₹546.59 lakhs. This led to a profit before tax of ₹5.67 lakhs. The net profit after tax for the half year was ₹6.99 lakhs.
Auditor’s Review Report
H K Shah & Co., Chartered Accountants, issued their Independent Auditors’ Review Report on the Quarterly and Half Year ended Unaudited Standalone Financial Results. The report states that based on their review, nothing has come to their attention that causes them to believe that the accompanying Statement is materially misstated. The report also highlights an emphasis of matters concerning the improving going-concern view, the need for increased revenue, and the treatment of properties under legal repossessions as assets held for sale.
Key Financial Ratios
The company also provided several key financial ratios as of September 30, 2026, including a Debt Equity Ratio of 1.05, Total Net Worth of ₹3,863.69 lakhs, and a Net Profit Margin of 0.27%. Gross Non Performing Assets stood at 2.74%, and Net Non Performing Assets at 1.96%.
Debenture Utilization Statement
In compliance with Regulation 52(7) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the company confirmed that there were no deviations or variations in the utilization of proceeds from its Non-convertible Debentures (NCDs) issued via private placement. The NCDs were raised on June 30, 2020, with an amount of ₹20 crores.
Source: BSE
