Central Bank of India announced its financial results presentation for the second quarter and half-year ended September 30, 2025. The presentation highlights the bank’s key financial indicators, economic outlook, strengths, and strategies for business acceleration. Key metrics include total business, deposits, CASA, advances, and profitability. The bank showcases its commitment to growth and customer outreach.
Economic Overview & Outlook
The global economy is projected to grow at a slower pace in 2025 due to geopolitical risks and financial market volatility. India’s economy expanded by 7.8% in Q1 FY26. Retail inflation is projected to be at 2.6%, the lowest since 2012-13.
Key Financial Highlights
For Q2 FY26 (vis-à-vis Sep’24):
- Total Business: ₹737938 Cr (up 14.43%)
- Total Deposits: ₹444450 Cr (up 13.40%)
- CASA: ₹207616 Cr (up 8.55%)
- Gross Advances: ₹293488 Cr (up 16.03%)
- Net Profit: ₹1213Cr (up 32.86%)
Asset Quality
Gross NPA ratio decreased to 3.01%, while the Net NPA ratio stands at 0.48%.
Business Performance
Total Deposits reached ₹444450 Cr, with CASA deposits at ₹207616 Cr. Total Advances amounted to ₹293488 Cr. The RAM segment (Retail, Agriculture, MSME) showed strong performance, with RAM at ₹209948 Cr.
Digital Initiatives
The bank is focusing on digital transactions and expanding its customer touchpoints. Key digital channels include UPI, IMPS, and Mobile Banking. Share of Digital Txns through ADC stands at 88.29%.
Social & Environmental Initiatives
The bank has financed ₹2876.33 crores towards renewable energy. It has mobilized ₹345.61 crores in green deposits and financed ₹73.28 crores under Cent e-Vehicle scheme. Bank invests in Green Bonds (G-Sec). Total amount invested in Green Bonds is ₹304.92 crores.
Source: BSE
