Bajaj Finserv has released its investor presentation for the second quarter and half year ended September 30, 2026. The document details the financial performance, group structure, strategy, and key highlights for each of its subsidiaries, including Bajaj Finance, Bajaj General Insurance, Bajaj Life Insurance, Bajaj Housing Finance, Bajaj Finserv Direct, Bajaj Finserv Health, Bajaj Asset Management, and Bajaj Financial Securities. It also provides an outlook on the India opportunity in financial services and the company’s ESG initiatives.
Bajaj Finserv Releases Q2 FY2027 Investor Presentation
Bajaj Finserv Limited has issued an investor presentation detailing its financial performance and strategic updates for the quarter and half-year ended September 30, 2026. This comprehensive document outlines the performance of the consolidated entity and its various business verticals.
Key Financial Highlights and Subsidiary Performance
The presentation includes a detailed performance summary for Bajaj Finserv, highlighting Total Revenue growth of 16.7% for the quarter and Profit after Tax growth of 22.9% (attributable to owners). Significant emphasis is placed on the individual performance of its subsidiaries:
- Bajaj General Insurance: Reported 10.0% growth in Gross Written Premium (GWP) and a 18.8% de-growth in Profit After Tax due to lower capital gains.
- Bajaj Life Insurance: Showed a 22.8% growth in GWP and a substantial 324.7% increase in Profit After Tax.
- Bajaj Finance: Achieved a 23.0% growth in Net Total Income and a 28.5% increase in Profit After Tax.
- Bajaj Housing Finance: Reported a 15.0% growth in Net Total Income and a 17.7% increase in Profit After Tax.
- Bajaj Finserv Direct: Saw a 44.6% growth in Operating Revenue but reported a loss of ₹28 Crore in Profit After Tax.
- Bajaj Finserv Health: Experienced a 31.9% decrease in Operating Revenue and a loss of ₹58 Crore in Profit After Tax.
- Bajaj AMC: Reported a 71.5% growth in Operating Revenue and a 36.2% growth in Profit After Tax.
Strategic Outlook and India Opportunity
The presentation also touches upon Bajaj Finserv’s strategy, including its capital allocation framework, business models, and focus on ESG initiatives. It highlights the significant growth opportunities in the Indian financial services sector, driven by rising incomes, a young workforce, and increasing financialization. The company projects substantial growth in GDP, income, and penetration across insurance, lending, and investments over the next decade.
ESG Update
An update on Environmental, Social, and Governance (ESG) efforts is provided, outlining the company’s focus areas such as Governance, Financial Inclusion, Preserving & Protecting Environment, Empowering Society, Customer Centricity, Human Capital Management, Information and Cyber Security, and Stakeholder Engagement. The group aims to be carbon neutral on scope 1 & 2 emissions by FY2032.
Source: BSE
