LIC Housing Finance announced its unaudited financial results for the second quarter ended September 30, 2026. The company reported a 11% year-on-year growth in profit after tax, reaching ₹1508.78 crore. Total disbursements also saw a significant increase of 11%, amounting to ₹18127 crore, reflecting robust business activity and expanding market presence.
LIC Housing Finance Reports Strong Q2 FY27 Performance
LIC Housing Finance Ltd. announced its unaudited financial results for the second quarter ended September 30, 2026, showcasing robust growth across key financial metrics. The company’s Profit After Tax (PAT) for the quarter stood at ₹1508.78 crore, marking an 11% increase compared to the same period in the previous year.
Key Financial Highlights
The performance highlights for Q2 FY2027 include:
- Profit After Tax: ₹1508.78 crore (up 11% YoY)
- Total Disbursements: ₹18127 crore (up 11% YoY)
- Outstanding Loan Portfolio: ₹326173 crore (up 5% YoY)
- Net Interest Margin (NIM): 2.58%
Operational Performance
Total disbursements for the quarter reached ₹18127 crore, an 11% rise from ₹16313 crore in the corresponding quarter of FY2026. Within this, the Retail Loan segment saw disbursements of ₹17563 crore, up 10% from the previous year, while Project loans grew by 49% to ₹564 crore. The company’s total income for the quarter was ₹7183 crore, up from ₹7080 crore in Q2 FY2026.
Six-Month Performance (H1 FY2027)
For the first half of FY2027 (ended September 30, 2026), total disbursements grew by 13% to ₹33140 crore. Net Profit After Tax for H1 FY2027 was ₹2997.10 crore, a 10% increase over the previous year. The Net Interest Margin for the period stood at 2.57%.
Shri. Sandeep Kumar, Managing Director & Chief Executive Officer of LIC Housing Finance Limited, commented on the performance, stating, “The housing finance sector has remained resilient in the last quarter with stable demand in the retail housing segment. Our performance during this quarter reflects our continued focus on sustainable growth, customer-centricity and operational efficiency.”
Source: BSE
