PB Fintech Limited announced its financial results for the second quarter and half-year ended September 30, 2026. The company reported a 43% year-over-year increase in Profit After Tax (PAT) to ₹192 crore. Total insurance premium grew by 38% YoY to ₹9,385 crore, driven by a 42% rise in new protection premiums.
PB Fintech Reports Strong Q2 FY27 Performance
PB Fintech Limited has declared its financial results for the quarter and half-year ended September 30, 2026, showcasing robust growth across key performance indicators. The company’s Profit After Tax (PAT) surged by 43% year-over-year, reaching ₹192 crore for the second quarter of fiscal year 2027 (Q2 FY27). This growth was accompanied by an expansion in PAT margin from 8% in Q2 FY26 to 9% in Q2 FY27.
Key Financial Highlights
Total Insurance Premium for the Group saw a significant increase of 38% year-over-year, amounting to ₹9,385 crore in Q2 FY27. This growth was primarily fueled by the new protection segment, which includes health and term insurance, registering a 42% YoY increase in premium. Core online insurance premium also grew by 38% YoY.
Operating revenue demonstrated strong top-line growth, increasing by 35% YoY to ₹2,178 crore in Q2 FY27. The company also reported a 22% YoY growth in lending disbursal, marking the 5th consecutive quarter of sequential growth in this segment.
Segment Performance
The insurance business continues to be a strong performer, with a +47% YoY growth in Protection New Premium (Health + Term) during H1 FY27. The company also highlighted a +39% YoY growth in Core Online Insurance Premium and a +27% YoY growth in Lending Disbursal.
In the consolidated financial statements, the company reported total revenue of ₹4,066 crore for H1 FY27, a 37% YoY increase. PAT for H1 FY27 grew by 62% YoY to ₹355 crore.
PB Fintech’s overall business has shown consistent growth, with revenue growing at a CAGR of 51% from Q2 FY22 to Q2 FY27, and PAT margin improving from -73% in Q2 FY22 to 9% in Q2 FY27.
Source: BSE
