PNB Housing Finance Limited announced its financial results for the quarter and half-year ended September 30, 2026. The company reported a 6% year-on-year growth in net profit for Q2 FY27, reaching ₹617 crore. Total disbursements for Q2 FY27 also saw significant growth, driven by record retail disbursements.
PNB Housing Finance Reports Strong Q2 FY27 Performance
PNB Housing Finance Limited has announced its consolidated financial results for the quarter and half-year ended September 30, 2026. The company demonstrated robust growth across key performance indicators, signaling a positive trajectory for the fiscal year.
Profitability Highlights
For the second quarter of FY27, PNB Housing Finance recorded a net profit of ₹617 crore, marking a 6% increase compared to the same period in the previous year. This growth was supported by improved spreads and efficient cost management.
Loan Portfolio and Disbursements
Assets Under Management (AUM) stood at ₹98,210 crore as of September 30, 2026, reflecting a 17% year-on-year growth. Loan assets increased by 19% YoY to ₹95,079 crore. Notably, retail disbursements reached an all-time high of ₹9,250 crore, a 54% growth year-on-year. Total disbursements for Q2 FY27 amounted to ₹9,609 crore, a 60% growth year-on-year.
Asset Quality and Capital Adequacy
The company maintained strong asset quality, with Gross Non-Performing Assets (GNPA) improving to 0.91% as on September 30, 2026. Capital Risk Adequacy Ratio remained robust at 27.03%.
Management Commentary
Mr. Ajai Shukla, Managing Director & CEO, commented, “Q2 FY27 has been another encouraging quarter for PNB Housing Finance as we continued to deliver consistent growth across business parameters. Our focus on granular retail expansion, particularly in the Affordable and Emerging Markets segments, has enabled us to strengthen our market position while maintaining prudent risk discipline.”
Source: BSE
