Capri Global Capital announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company achieved a consolidated Assets Under Management (AUM) of ₹43,878 crores, a 62% YoY increase. Profit After Tax (PAT) for the second quarter of FY27 rose significantly by 77% YoY to an all-time high of ₹418 crores. Operating profit also saw a substantial 84% YoY growth, with cost-to-income improving to 41.4%.
Capri Global Capital Reports Record Q2 FY27 Performance
Capri Global Capital Ltd. (CGCL) has reported its unaudited financial results for the second quarter and half-year ended September 30, 2026. The company demonstrated strong growth momentum, with consolidated Assets Under Management (AUM) reaching ₹43,878 crores, marking a significant 62% Year-on-Year (YoY) increase. Quarter-on-Quarter (QoQ), AUM grew by 9.4%.
Profitability Reaches All-Time High
The company achieved its highest-ever quarterly Profit After Tax (PAT), which surged by 77% YoY to ₹418 crores. This represents an 18% increase from the previous quarter. Operating profit also saw robust growth, increasing by 84% YoY to ₹636 crores. The cost-to-income ratio improved notably to 41.4% in 2QFY27, down from 49.4% in 2QFY26, indicating enhanced operating efficiency.
Key Financial Highlights (Consolidated)
Key performance indicators for the consolidated results of 2QFY27 include:
- Total AUM: ₹43,878 crores (+62.3% YoY)
- Profit After Tax (PAT): ₹418 crores (+77.3% YoY)
- Operating Profit: ₹636 crores (+84.3% YoY)
- Net Interest Income: ₹812 crores (+69.4% YoY)
- Return on Average Equity (RoAE): 21.6% (up from 14.4% in 2QFY26)
- Return on Average Assets (RoAA): 4.4% (up from 4.0% in 2QFY26)
Business Segment Performance
Growth was broad-based across secured lending businesses. Gold Loans increased by 101.8% YoY to ₹21,004 crores, making up approximately 48% of the consolidated AUM. Construction Finance grew by 48.9% YoY to ₹7,534 crores, and Affordable Housing loans rose by 39.4% YoY to ₹8,325 crores.
Strong Capital Position and Outlook
CGCL maintained a strong capital position with a standalone capital adequacy ratio of 22.7% as at the end of 2QFY27. Consolidated total equity increased 19% YoY to ₹7,958 crores. The company reiterated its focus on higher-yielding products, fee-based income growth, and productivity-led operating efficiencies. It remains focused on its target of achieving ₹65,000 crores AUM by FY28, with a long-term ambition of over ₹1,25,000 crores by FY31, while targeting a consistent RoAE of 19%-21% and RoAA of 4.2%-4.7%.
Source: BSE
