Home First Finance Company India Limited announced its results for the second quarter of FY27, reporting a 29.1% year-on-year increase in Profit After Tax (PAT) to ₹170 crore. Assets Under Management (AUM) saw a significant jump of 27.0% year-on-year, reaching ₹1,80,098 million. The company also highlighted strong disbursement growth and stable asset quality.
Home First Finance Reports Strong Q2 FY27 Results
Home First Finance Company India Limited has declared robust financial results for the quarter ended September 30, 2026 (Q2 FY27). The company’s Profit After Tax (PAT) surged by 29.1% year-on-year to reach ₹170 crore. Sequentially, PAT grew by 6.5%.
Key Financial Highlights
Assets Under Management (AUM)
Assets Under Management (AUM) demonstrated significant growth, increasing by 27.0% year-on-year to ₹1,80,098 million. Quarter-on-quarter, AUM grew by 6.3%.
Disbursements and Income
Disbursements for the quarter were strong, reaching ₹17,048 million, a year-on-year increase of 32.2% and a quarter-on-quarter increase of 4.7%. Net Total Income grew by 23.9% year-on-year and 3.3% quarter-on-quarter.
Profitability and Efficiency
Return on Assets (ROA) remained healthy at 4.2%, while Return on Equity (ROE) stood at 14.9%. The cost-to-income ratio improved to 30.8% from 32.7% in the previous quarter, indicating enhanced operating productivity.
Asset Quality
Asset quality remained stable. Early-stage delinquency indicators were contained, with 1+ DPD at 4.7% and 30+ DPD at 3.2%. Gross Stage 3 assets reduced sequentially by 10 basis points to 1.7%. Credit cost was contained at 40 basis points.
Operational Expansion
The company expanded its physical presence by adding six branches during the quarter, bringing its total network to 181 branches and 379 touchpoints. The total employee base grew to 2,014.
Green Homes Initiative
The Green Homes initiative continued its progress, with an additional 100 homes certified, bringing the cumulative total to 650 as of September 2026. The company also received the ‘ESG & Financial Inclusion’ award in the NBFC category.
Source: BSE
