Kotak Mahindra Bank has announced its unaudited consolidated financial results for the quarter and half-year ended September 30, 2026. The bank reported a consolidated net profit attributable to equity shareholders of ₹5,645.38 crore for the reported quarter, and ₹11,125.84 crore for the half-year ended the same date. The results were approved by the Board of Directors at a meeting held on October 24, 2026.
Kotak Mahindra Bank Reports Strong Financials for H1 FY27
On October 24, 2026, Kotak Mahindra Bank Limited disclosed its unaudited consolidated financial results for the quarter and half-year ended September 30, 2026. The Board of Directors, following a review and recommendation by the Audit Committee, approved these results.
Key Financial Highlights
For the quarter ended September 30, 2026, the bank reported a total income of ₹29,426.88 crore and a net profit attributable to equity shareholders of ₹5,645.38 crore. This compares to a net profit of ₹5,480.46 crore in the corresponding quarter of the previous year.
The financial performance for the half-year ended September 30, 2026, showed a total income of ₹59,495.48 crore and a net profit attributable to equity shareholders of ₹11,125.84 crore. This represents a significant increase compared to the ₹8,940.45 crore profit reported in the same period of the previous year.
Standalone Performance
On a standalone basis, the net profit after tax for the quarter ended September 30, 2026, stood at ₹4,211.97 crore, while the net profit for the half-year ended the same date was ₹8,334.93 crore.
Segmental Insights
The consolidated segment reporting provides a detailed breakdown of the bank’s performance across various business segments. Key segments include Treasury, BMU and Corporate Centres; Retail Banking; Corporate/Wholesale Banking; and Insurance. For the quarter ended September 30, 2026, Retail Banking reported revenues of ₹9,314.00 crore, and Corporate/Wholesale Banking reported revenues of ₹8,173.33 crore.
The Net Profit from ordinary activities before tax for the consolidated entity was ₹7,530.30 crore for the quarter and ₹15,039.16 crore for the half-year ended September 30, 2026.
Other Disclosures
The report also includes details on earnings per share, capital adequacy ratios, NPA ratios, and other analytical information. The bank has not entered into any co-lending arrangements as of September 30, 2026. Furthermore, pursuant to RBI Directions, the bank acquired loan assets aggregating to ₹9,587.62 crore from Kotak Mahindra Investments Limited, effective July 1, 2026.
Source: BSE
