Jana Small Finance Bank Limited has announced its unaudited financial results for the quarter and half year ended September 30, 2026. The bank reported a net profit of ₹1,703.64 crore for the quarter and ₹3,255.95 crore for the half year. Key financial ratios, including a Capital Adequacy Ratio of 19.95%, have also been disclosed.
Jana Small Finance Bank Releases Q2 FY27 Financial Update
Jana Small Finance Bank Limited has officially released its unaudited financial results for the second quarter and the first half of the financial year ended September 30, 2026. The board of directors approved these results at a meeting held on October 23, 2026. The detailed financial statement outlines the bank’s performance for the period.
Key Financial Highlights
For the quarter ended September 30, 2026, Jana Small Finance Bank reported a total income of ₹18,156.63 crore. The bank’s net profit after tax for the same quarter stood at ₹1,703.64 crore. Earnings per share (EPS) for the quarter were Basic ₹16.12 and Diluted ₹15.96.
The figures for the half year ended September 30, 2026, show a total income of ₹35,571.08 crore and a net profit after tax of ₹3,255.96 crore. The basic EPS for the half year was ₹30.86, with a diluted EPS of ₹30.62.
Capital Adequacy and Asset Quality
The bank maintained a strong Capital Adequacy Ratio (CAR) under Basel-II, reporting 19.95% as of September 30, 2026. The Gross NPA ratio was 2.34%, and the Net NPA ratio was 1.17%. The Return on Assets (Annualized) was 1.39%.
Other Disclosures
The report also includes disclosures as required by Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. These include Debt-Equity Ratio of 1.07 and Net Worth of ₹4,637.68 crore as of September 30, 2026.
Source: BSE
