SBI Cards and Payment Services Limited has announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a profit after tax of ₹777.60 crore for the quarter, marking a significant increase. Revenue from operations also saw a healthy rise, indicating strong business performance. The detailed financial statements and a limited review report from the auditors have been submitted.
SBI Cards Reports Strong Financial Performance for Q2 FY27
SBI Cards and Payment Services Limited has disclosed its unaudited financial results for the quarter and half-year ended September 30, 2026. The company’s board of directors approved these results, highlighting robust financial health and growth. The announcement follows the company’s board meeting held on October 23, 2026.
Key Financial Highlights
Quarter Ended September 30, 2026
- Profit After Tax: ₹777.60 crore
- Revenue from Operations: ₹5,140.53 crore
- Total Income: ₹5,301.67 crore
- Total Expenses: ₹4,255.95 crore
Half Year Ended September 30, 2026
- Profit After Tax: ₹1,442.06 crore
- Revenue from Operations: ₹10,181.08 crore
- Total Income: ₹10,505.12 crore
- Total Expenses: ₹8,566.25 crore
Auditor Review and Disclosure
The unaudited financial results have undergone a limited review by the joint statutory auditors, M/s. V.K. Dhingra & Co. and M/s. S.P. Chopra & Co., Chartered Accountants. These results, along with the required disclosures as per SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, have been uploaded on the stock exchange websites (www.bseindia.com and www.nseindia.com) and the company’s website (www.sbicard.com).
Shareholder Information
As of September 30, 2026, the company’s paid-up equity capital stands at ₹951.64 crore. The earnings per share (EPS) for the quarter were basic ₹8.17 and diluted ₹8.17. For the half-year ended the same date, basic EPS was ₹15.15 and diluted EPS was ₹15.15.
Statement of Assets and Liabilities
The statement of assets and liabilities as of September 30, 2026, shows total assets of ₹71,102.31 crore and total liabilities and equity of ₹71,102.31 crore. Key financial assets include cash and cash equivalents of ₹3,560.99 crore and loans of ₹56,532.02 crore. Total financial liabilities amounted to ₹51,843.57 crore.
Cash Flow Statement
For the half-year ended September 30, 2026, the company generated net cash of ₹493.03 crore from operating activities. Investing activities resulted in a net cash outflow of ₹1,382.88 crore, while financing activities provided a net cash inflow of ₹3,855.47 crore. The net increase in cash and cash equivalents for the period was ₹1,457.32 crore.
Source: BSE
