CSB Bank announced its financial results for the quarter and half-year ended September 30, 2026. The bank reported a robust performance with Net Interest Income growing by 20% YoY and Operating Profit up by 10% QoQ. Profit After Tax (PAT) saw a significant increase of 22% QoQ, reaching ₹183 crore. Deposits and Net Advances also demonstrated strong year-on-year growth of 18% and 22%, respectively.
CSB Bank Reports Strong Q2 FY27 Financial Performance
CSB Bank has disclosed its financial results for the quarter and half-year ending September 30, 2026. The performance highlights include a substantial increase in profitability and continued growth in core banking segments. The Board of Directors of CSB Bank formally recorded these results following a limited review by the Statutory Auditors.
Key Financial Highlights
Total Deposits grew by 18% YoY to ₹46,889 crore as on 30.09.2026, up from ₹39,651 crore on 30.09.2025. The CASA ratio remained stable at 19% as of 30.09.2026. Advances (Net) saw a 22% YoY increase to ₹41,852 crore, driven by robust growth in Wholesale and Gold loan portfolios. Net Interest Income (NII) increased by 20% YoY to ₹510 crore for Q2 FY27, compared to ₹424 crore in Q2 FY26. Operating Profit grew by 10% QoQ to ₹276 crore for Q2 FY27. Most notably, Profit After Tax (PAT) rose by 22% QoQ to ₹183 crore for Q2 FY27, up from ₹150 crore in Q1 FY27.
Asset Quality and Capital Structure
The bank maintained a healthy asset quality, with Gross Non-Performing Assets (GNPA) at 1.58% as on 30.09.2026, an improvement from 1.75% on 30.06.2026 and 1.81% on 30.09.2025. Net Non-Performing Assets (NNPA) stood at 0.33%. The Capital Adequacy Ratio (CAR) was robust at 19.55% as on 30.09.2026, well above regulatory requirements.
MD & CEO’s Outlook
The MD & CEO highlighted the strong topline performance and encouraging bottom-line growth, attributing it to the successful execution of the SBS 2030 journey. The bank plans to accelerate growth across key business segments in the second half of FY27 to achieve its aspiration of becoming a mid-sized bank.
Source: BSE
