Bajaj Finance Limited announced its financial results for the second quarter of fiscal year 2027, reporting a consolidated profit after tax of ₹6,367 crore, a 29% increase year-on-year. Assets under management (AUM) grew by 26% to ₹584,624 crore as of September 30, 2026. The company highlighted strong growth across key performance indicators, including new loans booked and customer franchise.
Bajaj Finance Reports Strong Q2 FY27 Financial Performance
Bajaj Finance Limited (BFL) has reported robust financial results for the second quarter ended September 30, 2026. The company announced a consolidated profit after tax of ₹6,367 crore, marking a significant 29% growth compared to the same period last year. This performance underscores the company’s sustained growth trajectory in the NBFC sector.
Key Financial Highlights
Consolidated Profitability
Profit before tax (PBT) saw a substantial increase of 29%, reaching ₹8,537 crore in Q2 FY27, up from ₹6,608 crore in Q2 FY26. This growth was driven by increased net interest income and prudent cost management. Profit after tax (PAT) also grew by 29% to ₹6,367 crore.
Assets Under Management (AUM) and Growth
Bajaj Finance’s assets under management (AUM) demonstrated strong expansion, growing by 26% to ₹584,624 crore as of September 30, 2026. This is a notable increase from ₹462,261 crore as of September 30, 2025. The company attributed this growth to a 11% increase in new loans booked, reaching 13.45 million in Q2 FY27, and a 16% rise in customer franchise to 128.85 million.
Operational Performance
The company reported a net interest income increase of 24% in Q2 FY27 to ₹13,335 crore. Net total income also increased by 23% to ₹15,974 crore. Operating expenses were managed effectively, with operating expenses to net total income at 33.0%. The Gross NPA and Net NPA as of September 30, 2026, stood at 1.06% and 0.42% respectively.
Subsidiary Performance
The consolidated results also reflect strong performance from subsidiaries. Bajaj Housing Finance Limited (BHFL) reported a 25% growth in assets under management to ₹158,205 crore. Bajaj Financial Securities Limited (BFinsec) saw its assets under finance grow by 59% to ₹12,058 crore.
Capital Adequacy and Ratings
Bajaj Finance maintained a healthy capital adequacy position, with a CRAR (including Tier-II capital) of 20.33% as of September 30, 2026. The company continues to hold strong credit ratings from various agencies, indicating its sound financial health and stability.
Source: BSE
