Axis Bank announced a standalone net profit of ₹5,089.64 crore for the quarter ended September 30, 2025 (Q2 2026). The bank’s total income rose to ₹37,594.81 crore. Asset quality remained stable with gross NPA at 1.46%. The Board of Directors approved these results on October 15, 2025. The bank continues to focus on sustainable growth and maintaining a healthy balance sheet.
Financial Performance
Axis Bank reported a standalone net profit of ₹5,089.64 crore for Q2 2026, compared to ₹6,917.57 crore for the same quarter last year. The bank’s total income for the quarter stood at ₹37,594.81 crore. For the half-year ended September 30, 2025, the net profit was ₹10,895.78 crore.
Key Financial Metrics
Here’s a summary of Axis Bank’s key financial metrics for the quarter:
- Net Interest Income: ₹30,970.23 crore
- Other Income: ₹6,624.58 crore
- Operating Expenses: ₹9,956.60 crore
Asset Quality
Axis Bank’s asset quality remained stable during the quarter:
- Gross Non-Performing Assets (NPA): ₹17,307.74 crore
- Net Non-Performing Assets (NPA): ₹5,113.86 crore
- Gross NPA Ratio: 1.46%
- Net NPA Ratio: 0.44%
Capital Adequacy
The Capital Adequacy Ratio (CAR) under Basel III stood at 16.55% as of September 30, 2025.
Segmental Performance
A breakdown of the bank’s income from operations by segment reveals:
- Treasury: ₹7,418.66 crore
- Corporate/Wholesale Banking: ₹11,949.94 crore
- Retail Banking: ₹35,738.58 crore
- Other Banking Business: ₹1,166.30 crore
Source: BSE
