YES BANK announced its financial results for the second quarter of fiscal year 2027 (Q2FY27), reporting a net profit of ₹1,080 crore, a significant increase of 65.0% year-on-year. The bank also achieved key balance sheet milestones, with total deposits crossing ₹3.5 lakh crore and advances exceeding ₹3 lakh crore, demonstrating robust growth and improved asset quality.
YES BANK Reports Strong Q2FY27 Performance
YES BANK has announced its financial results for the quarter and half-year ended September 30, 2026. The bank reported a net profit of ₹1,080 crore for the second quarter of fiscal year 2027 (Q2FY27), marking a substantial year-on-year growth of 65.0%. This performance reflects healthy growth in core operating income and continued improvement in asset quality.
Key Financial Highlights
- Net Profit: For Q2FY27, the net profit stood at ₹1,080 crore, up 65.0% year-on-year and flat quarter-on-quarter.
- Operating Profit: Operating profit for Q2FY27 was ₹1,678 crore, an increase of 29.4% year-on-year.
- Net Interest Income (NII): NII grew by 22.7% year-on-year to ₹2,822 crore.
- Return on Assets (RoA): RoA was reported at 0.9% for Q2FY27.
- Return on Equity (RoE): RoE stood at 8.2% for the quarter.
Balance Sheet Milestones
The bank also achieved significant milestones in its balance sheet:
- Total Deposits: Crossed ₹3.5 lakh crore, growing 19.5% year-on-year.
- Advances: Exceeded ₹3 lakh crore, with net advances growing 23.7% year-on-year.
- Total Assets: Increased by 19.8% year-on-year.
Asset Quality
Asset quality remained stable, with the GNPA ratio improving to 1.2% compared to 1.6% in Q2FY26. The NNPA ratio stood at 0.2%.
Strategic Focus
Commenting on the results, Mr. Vinay M. Tonse, Managing Director & CEO, YES BANK, stated, “YES BANK delivered another quarter of steady performance, with Net Profit growing 65% year-on-year to ₹1,080 crore, supported by healthy growth in core operating income and continued improvement in asset quality.” The bank remains focused on sustaining growth and providing consistent service to its customers.
Source: BSE
