Can Fin Homes Limited has released the transcript for its Q2 FY27 Earnings Conference Call, held on October 12, 2026. The call detailed the company’s financial performance, the impact of its ‘Project Tejas’ IT transformation, and provided forward-looking guidance on disbursement targets and Asset Under Management (AUM) growth for FY27 and FY28. Key discussions included the operational efficiencies gained from the IT upgrade and strategies to mitigate the temporary impact on disbursements.
Q2 FY27 Earnings Conference Call Transcript Released
Can Fin Homes Limited has officially disseminated the transcript of its Q2 FY27 Earnings Conference Call, which took place on October 12, 2026. The detailed discussion covered the company’s performance during the second quarter of the financial year 2027, providing insights into its operational and financial strategies.
IT Transformation Impact and Operational Highlights
A significant portion of the call focused on the successful completion and rollout of ‘Project Tejas’, the company’s comprehensive IT transformation initiative. Management highlighted that the entire system has gone live across all branches, bringing all operational functionalities and security aspects online. While the implementation caused a temporary dip in disbursements, reportedly between 70% to 75% in the months of implementation (August and September), the company anticipates a return to 80%-90% of previous disbursement levels in the subsequent month. The transcript also discussed the stabilization of disbursements in key geographies and addressed regulatory changes impacting property registrations. The overall disbursement for the quarter stood at INR2,375 crores, net of certain adjustments.
Financial Outlook and Growth Projections
Can Fin Homes reaffirmed its full-year disbursement guidance of INR13,000 crores. The company anticipates strengthening its sales team and leveraging the newly operational branches to achieve its targets. For FY28, the company is projecting disbursements of approximately INR16,000 crores, translating to an AUM growth of around 15% to 15.5%. Management expressed confidence in maintaining net interest margins (NIM) and spreads, despite rate hikes, by selectively passing on costs to customers. The company also detailed its borrowing strategy, including a recent sanction of INR1,350 crores from NHB and exploration of additional refinance limits. Delinquency levels were reported to be stable and not a significant concern.
Source: BSE
