IDBI Bank has announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The bank reported a net profit of ₹2,115.18 crore for the quarter and ₹4,320.63 crore for the half-year. The results reflect the bank’s performance amidst market conditions, with a focus on key operational and financial metrics. Total income for the quarter stood at ₹8,573.02 crore.
IDBI Bank Reports Q2 FY27 Financial Performance
IDBI Bank Limited has released its unaudited financial results for the second quarter and the first half of the financial year ended September 30, 2026. The Board of Directors took on record these results following their meeting on October 17, 2026.
Standalone Financial Highlights
For the quarter ended September 30, 2026, the Bank reported a total income of ₹8,573.02 crore. Interest earned amounted to ₹7,541.44 crore, while interest expended was ₹4,055.28 crore. The net profit after tax for the quarter was ₹2,115.18 crore. Operating profit before provisions and contingencies stood at ₹2,167.81 crore.
For the half-year ended September 30, 2026, the total income was ₹18,051.68 crore. The net profit after tax for this period was ₹4,320.63 crore. Interest earned for the half-year was ₹14,125.24 crore, with interest expended at ₹7,674.46 crore.
Key Ratios and Disclosures
The Capital Adequacy Ratio (Basel III) stood at 26.92% for the quarter, with CET 1 Ratio at 26.38%. The Earnings Per Share (EPS) basic and diluted was ₹1.97 for the quarter. Non-performing assets (NPAs) also saw changes, with Gross NPAs at 6,089.65 crore and Net NPAs at 425.50 crore.
Consolidated Financial Performance
On a consolidated basis, the total income for the quarter ended September 30, 2026, was ₹8,633.28 crore. The consolidated net profit after tax for the quarter was ₹2,130.57 crore. For the half-year ended September 30, 2026, the consolidated total income was ₹17,762.07 crore, and the consolidated net profit after tax was ₹4,356.82 crore.
Segmental Performance
Segmental revenue for the quarter included ₹2,231.43 crore from Corporate/Wholesale banking, ₹9,640.52 crore from Retail banking, and ₹3,470.27 crore from Treasury. Segment results (Profit/(Loss) before tax) for the quarter showed ₹280.87 crore for Corporate/Wholesale banking, ₹1,106.15 crore for Retail banking, and ₹1,375.74 crore for Treasury.
Source: BSE
