Anupam Finserv Limited has reported a significant 285% increase in Net Profit after tax for the financial year ended March 31, 2026, reaching ₹19.53 crore. The company’s total income grew by approximately 42.6% to ₹53.44 crore. This robust financial performance is underpinned by strategic initiatives focused on scaling MSME and Personal Loan portfolios, leveraging technology, and maintaining a strong capital position.
Anupam Finserv Reports Strong Financial Performance
Anupam Finserv Limited has announced a notable increase in its financial performance for the fiscal year ended March 31, 2026. The company reported a Net Profit after tax of ₹19,525.32 lakh (approximately ₹19.53 crore), marking a substantial 285% rise compared to the previous financial year. This surge in profitability reflects the company’s successful execution of its business strategies and operational efficiencies.
Revenue Growth and Financial Highlights
The total income for the year ended March 31, 2026, stood at ₹53,437.17 lakh (approximately ₹53.44 crore), an increase from ₹37,473.33 lakh in the previous year. The company achieved a Gross Profit of ₹26,314.12 lakh and a Profit Before Interest, Depreciation & Taxation of ₹32,270.11 lakh. The company has also detailed its balance sheet, highlighting total assets of ₹400,909.17 lakh and total equity of ₹304,158.28 lakh as of March 31, 2026.
Strategic Outlook and Future Plans
Anupam Finserv’s management discussion and analysis (MDA) indicates a strategic focus on Velocity and Quality, aiming to transform the company into a tech-first entity. Key initiatives include leveraging the Unified Lending Interface (ULI) for frictionless credit, expanding in MSME and Personal Loan segments by utilizing the Account Aggregator (AA) framework, and developing capabilities in EV and Green Financing. The company anticipates significant contributions from its MSME and Personal Loan portfolios by integrating AI-driven risk engines, targeting a Net NPA ratio below 1.5%. The company also emphasizes robust risk management frameworks, including credit, liquidity, market, and operational risk management.
Capital Management and Shareholding
The company is focused on maintaining an optimal capital structure, with a Debt Equity ratio of 0.23 and a CRAR Ratio of 75.25% for the year ended March 31, 2026. Shareholding patterns show the Promoter Group holding a significant stake, with the promoter Mr. Pravin Nanji Gala holding 41,275,700 shares (21.75%) as of March 31, 2026.
Corporate Governance and Compliance
The report details the company’s adherence to corporate governance norms, including board composition, committee meetings, and disclosures. The company has maintained compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Board of Directors has approved the audited financial statements for the year ended March 31, 2026.
Source: BSE
