DhanSafal Finserve Limited has reported strong financial performance for the first quarter of FY 2026-27. Assets Under Management (AUM) saw a significant 59% year-on-year increase, reaching ₹8,761 lakh. Revenue from Operations grew by 62% to ₹374 lakh, with EBITDA surging by an impressive 343% to ₹185 lakh. Profit After Tax (PAT) also saw substantial growth of 287%, amounting to ₹58 lakh.
DhanSafal Finserve Reports Robust Q1 FY27 Performance
DhanSafal Finserve Limited has announced its financial results for the first quarter of the financial year 2026-27, showcasing significant growth across key operational and profitability metrics. The company’s investor presentation highlights a strong upward trajectory, underscoring its expanding market presence and effective business strategies.
Key Financial Highlights (Q1 FY 26-27 vs Q1 FY 25-26)
Assets Under Management (AUM)
The company’s AUM experienced a substantial increase, rising from ₹5,495 lakh in Q1 FY 25-26 to ₹8,761 lakh in Q1 FY 26-27. This represents a robust year-on-year growth of 59%, indicating enhanced customer trust and a growing portfolio.
Revenue from Operations
Revenue from Operations recorded a healthy growth of 62%, increasing from ₹231 lakh in Q1 FY 25-26 to ₹374 lakh in Q1 FY 26-27. This growth reflects the company’s expanding lending activities and improved market penetration.
EBITDA Growth
EBITDA surged impressively by 343%, from ₹42 lakh in Q1 FY 25-26 to ₹185 lakh in Q1 FY 26-27. This exceptional growth in operating profit signifies improved operational efficiency and cost management.
Profit After Tax (PAT)
Profit After Tax (PAT) saw a remarkable increase of 287%, growing from ₹15 lakh in Q1 FY 25-26 to ₹58 lakh in Q1 FY 26-27. This substantial growth in net profit highlights the company’s enhanced profitability and financial strength.
Geographic Expansion and Disbursement
The company’s state-wise disbursement shows Maharashtra leading with 54%, followed by Madhya Pradesh at 34%, and Rajasthan at 10%. Uttar Pradesh accounts for 2%. Total Gross Disbursement reached ₹98 Cr, with a POS Amount of ₹87 Cr and 753 active loan accounts.
Co-Lending Ecosystem
DhanSafal Finserve is actively scaling its co-lending ecosystem through strategic partnerships with multiple financial institutions. This initiative aims to enhance reach, optimize capital deployment, and strengthen its presence in emerging MSME lending markets. The company has expanded its branch network from 4 branches across 2 states to 9 branches across 4 states, including Maharashtra, Madhya Pradesh, Rajasthan, and Uttar Pradesh.
Future Outlook
Looking ahead, DhanSafal Finserve plans accelerated geographic penetration into Tier 2 and Tier 3 cities, digital lending enhancements with smart underwriting, and the introduction of short-tenure loan products. The company also focuses on a diversified liability mix and targeted loan products for women-led and rural MSMEs to drive inclusive credit growth.
Source: BSE
