YES BANK’s Investor Presentation, dated November 29, 2025, outlines India’s economic growth outlook, highlighting its position as the fastest-growing major economy with a projected 6.8% GDP growth. The presentation details YES BANK’s unique turnaround, strong financial inclusion, and its commitment to sustainability and digitalization, reflecting a robust governance structure and strategic advancements.
India: A Major Economic Driver
India is expected to be the fastest-growing major economy, supported by consumption, investment, and policy initiatives. The Reserve Bank of India (RBI) projects a 6.8% GDP growth. Government measures are aimed at boosting MSMEs and infrastructure, contributing to overall economic resilience.
YES BANK: A Turnaround Story
YES BANK has undergone a transformation, characterized by improved asset quality and profitability. The bank’s domestic credit has increased, along with enhanced financial inclusion, as evidenced by a rise in the RBI Financial Inclusion Index.
Asset Quality and Profitability
The bank maintains a comfortable liquidity position, with improved asset quality metrics. The gross non-performing assets (GNPA) and net non-performing assets (NNPA) have shown improvement, reflecting better credit management.
Capital Adequacy and Expansion
YES BANK’s capital position is well-supported, allowing for continued expansion. The bank’s CASA ratio, a key indicator of deposit strength, remains strong. The bank is focused on granularizing loans and deposits to ensure sustainable growth.
Governance and Ratings
YES BANK has strengthened its governance structure, supported by marquee shareholders and a seasoned management team. The bank has received upgrades from prominent rating agencies, reflecting improved business performance.
Digitalization and Sustainability
YES BANK is focused on sustainability and digital transformation. The bank is committed to reducing its carbon footprint and has implemented several initiatives to promote financial inclusion and digital banking.
Retail and Transaction Banking
YES BANK is focused on expanding its retail banking presence and enhancing digital capabilities. The bank is innovating in transaction banking, with a focus on customer experience. YES BANK also has a diversified retail book, emphasizing new technologies for customer acquisition and service.
Conclusion
YES BANK’s strategic initiatives, strong governance, and focus on digitalization position it for continued growth and improved financial performance. The bank is focused on leveraging its capabilities to create value for its stakeholders.
Source: BSE