Union Bank of India has released its unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2025. The results, reviewed by the Audit Committee and approved by the Board of Directors on October 30, 2025, show an operating profit of ₹6,813.95 Lakhs (standalone) and ₹6,844.79 Lakhs (consolidated). Detailed performance metrics across key segments have been disclosed.
Financial Performance Highlights
Union Bank of India’s standalone financial results show:
- Total Income reached ₹31,646.06 Lakhs for the quarter ended September 30, 2025.
- Operating Profit stood at ₹6,813.95 Lakhs.
- Net Profit reached ₹4,249.08 Lakhs for Q2 FY26.
The consolidated financial results indicate:
- Total Income of ₹32,215.11 Lakhs for the quarter.
- Operating Profit of ₹6,844.79 Lakhs.
- Net Profit of ₹4,425.95 Lakhs for the same period.
Segment-Wise Performance (Standalone)
Treasury Operations
Reported revenue of ₹8,089.41 Lakhs in Q2 FY26 with segment results totaling ₹1,961.27 Lakhs.
Retail Banking Operations
Recorded revenue of ₹11,422.88 Lakhs, with segment results of ₹1,454.60 Lakhs.
Corporate/Wholesale Banking Operations
Generated revenue of ₹11,189.51 Lakhs and segment results of ₹1,265.19 Lakhs.
Asset Quality (Standalone)
- Gross Non-Performing Assets (Gross NPAs) amounted to 3.29%.
- Net Non-Performing Assets (Net NPAs) were at 0.55%.
Capital Adequacy
The Capital Adequacy Ratio (CAR) under Basel III stood at 17.07%.
Other Key Updates
- The bank has exercised a call option for the redemption of Basel III compliant Tier-II bonds of ₹1,000.00 crore.
- The number of reported fraud cases is 102 with an amount involved of ₹898.56 crore.
- Provisioning for accounts covered under the Insolvency and Bankruptcy Code (IBC) reached ₹8,148.92 crore.
Additional Information
These results are extracted from the limited review report and have not been subjected to detailed audits. More information, including the full financial statements and explanatory notes, can be found in the detailed filing.
Source: BSE