Shriram Finance (SFL) announced robust unaudited consolidated financial results for Q2 FY26. The Board declared an interim dividend of Rs. 4.80 per share. Net Interest Income rose by 11.77% to Rs. 6,266.84 crores, and profit after tax increased by 11.39% to Rs. 2,307.18 crores. Assets under Management (AUM) increased by 15.74%. The results were reviewed by the Audit Committee and approved by the Board on October 31, 2025.
Key Financial Highlights
Shriram Finance Limited (SFL) reported its unaudited consolidated financial results for the second quarter of fiscal year 2026, showcasing notable growth across key metrics:
- Net Interest Income: Increased by 11.77%, reaching Rs. 6,266.84 crores compared to Rs. 5,606.74 crores in the same period last year.
- Profit After Tax: Grew by 11.39%, totaling Rs. 2,307.18 crores, up from Rs. 2,071.26 crores in the corresponding period of the previous year.
- Earnings Per Share: Increased to Rs. 12.27, reflecting a rise of 11.34% compared to Rs. 11.02 in the same period last year.
- Assets Under Management (AUM): Expanded by 15.74%, reaching Rs. 2,81,309.46 crores.
Interim Dividend Announcement
The Board of Directors has declared an interim dividend of Rs. 4.80 per share (240%). The record date for determining entitlement to the dividend is set for November 7, 2025. Payment will be made on or before November 30, 2025 to eligible shareholders, subject to applicable tax deductions.
Segment Performance
The company has released segment details in its investor update:
- Commercial Vehicles: Rs 1,281,402.4 million (45.55%) of AUM
- Passenger Vehicles: Rs 595,505.6 million (21.17%) of AUM
- MSME: Rs 406,349.9 million (14.44%) of AUM
- Two Wheelers: Rs 155,513.6 million (5.53%) of AUM
- Gold: Rs 53,363.2 million (1.90%) of AUM
- Personal Loans: Rs 105,475.2 million (3.75%) of AUM
Key Ratios
- Debt-Equity Ratio: 3.88 times
- Gross NPA Ratio: 4.57%
- Net NPA Ratio: 2.49%
Source: BSE