SBI Card has announced its unaudited financial results for the quarter and half-year ended September 30, 2025. The results, approved by the Board of Directors, reveal a profit after tax of ₹444.77 crore for the quarter. The company has uploaded the results on the stock exchange websites. Earnings per share stood at ₹4.67 basic and diluted. The board meeting concluded at 5:47 p.m.
Financial Performance Overview
SBI Cards and Payment Services Limited declared its unaudited financial results for Q2 2025, showcasing its performance for the quarter and half-year ended September 30, 2025.
Key Financial Highlights
Some of the key highlights from the financial results include:
- Revenue from operations:₹4,960.98 crore for the quarter.
- Other Income:₹175.50 crore for the quarter.
- Profit before tax:₹599.77 crore for the quarter.
- Profit after tax:₹444.77 crore for the quarter.
- Basic and Diluted Earnings per share: Both stand at ₹4.67.
Balance Sheet Highlights
Key figures from the statement of assets and liabilities as of September 30, 2025 include:
- Total Assets:₹69,861.81 crore.
- Total Equity:₹14,789.28 crore, comprising ₹951.55 crore in equity share capital and ₹13,837.73 crore in other equity.
Cash Flow Highlights
Significant points from the statement of cash flow for the half-year ended September 30, 2025:
- Net cash used in operating activities:₹(4,210.25) crore.
- Net cash used in investing activities:₹513.51 crore.
- Net cash generated in financing activities:₹4,311.10 crore.
Non-Performing Assets (NPA)
The company’s asset quality is marked by:
- Gross NPA (Stage 3):2.85%.
- Net NPA (Stage 3):1.29%.
Additionally, provision coverage ratio stood at 55.43%
Source: BSE