Poonawalla Fincorp has released its Assets Liability Management (ALM) report for the quarter ended September 30, 2025. The report, submitted to the Reserve Bank of India, details the company’s structural liquidity and provides insights into its asset and liability management strategies. This disclosure aims to provide stakeholders with a clear view of the company’s financial stability and risk management practices.
Structural Liquidity Overview
Poonawalla Fincorp’s Assets Liability Management (ALM) reporting reveals key data regarding the company’s structural liquidity as of September 30, 2025.
Key Figures in Outflows
Total outflows amount to ₹5,285,186.17 Lakhs. Key components include:
- Capital: ₹16,149.00 Lakhs
- Reserves & Surplus: ₹966,099.00 Lakhs
- Borrowings: ₹4,026,090.00 Lakhs, broken down by various instruments such as Bank Borrowings (₹2,302,496.00 Lakhs), Commercial Papers (₹357,880.01 Lakhs), and Non-Convertible Debentures (₹922,452.99 Lakhs).
- Current Liabilities & Provisions: ₹150,523.01 Lakhs.
- Outflows on Account of Off Balance Sheet (OBS) Exposure: ₹59,296.23 Lakhs.
Key Figures in Inflows
Total inflows also stand at ₹5,285,186.17 Lakhs, with the following major components:
- Balances With Banks: ₹12,577.01 Lakhs.
- Investments: ₹165,574.80 Lakhs.
- Advances (Performing): ₹4,392,871.86 Lakhs.
- Gross Non-Performing Loans (GNPA): ₹71,108.70 Lakhs.
- Fixed Assets (Excluding Assets On Lease): ₹625,823.80 Lakhs.
- Inflows On Account of Off Balance Sheet (OBS) Exposure: ₹10,176.00 Lakhs.
Mismatch Analysis
The Mismatch (Inflows – Outflows) shows a detailed breakdown across different time buckets, with cumulative mismatch figures also provided. The cumulative mismatch as a percentage of cumulative total outflows is 0.00%.
Source: BSE