LIC Housing Finance has announced the approval of its unaudited standalone financial results for the quarter and half-year ended September 30, 2025. The Board of Directors approved the results in a meeting held on October 29, 2025. Key highlights include interest income of ₹7,033.54 crore for the quarter and total revenue from operations reaching ₹7,163.32 crore. The company has also provided key financial ratios and information on debt securities.
Financial Performance
The Board of Directors of LIC Housing Finance has approved the unaudited standalone financial results for Q2 (Jul-Sep) 2025 and the half-year ending September 30, 2025. The approval occurred at a board meeting held on October 29, 2025. Key figures from the announcement:
- Interest Income: ₹7,033.54 crore for the quarter.
- Total Revenue from Operations: ₹7,163.32 crore for the quarter.
- Profit Before Tax: ₹1,704.71 crore for the quarter.
- Profit After Tax: ₹1,353.87 crore for the quarter.
Key Financial Metrics
Additional financial details disclosed include:
- Earnings Per Share: ₹24.61
- Debt-Equity Ratio: 7.59
- Total debts to total assets: 88%
- Operating margin: 23.64%
Debt and Security Information
The company has confirmed that the secured listed non-convertible debentures are secured by a negative lien on the assets of the company, with a minimum security cover of 100%. The security cover as of September 30, 2025, is 1.20 times. Details of listed NCDs issued and outstanding as of September 30, 2025, are included in the announcement.
Additional Points
The figures for the previous periods/year have been regrouped wherever necessary in order to make them comparable.
Source: BSE