LIC Housing Finance announced its Q2 FY2026 results, reporting a Profit After Tax of ₹1353.87 Crore and total disbursements of ₹16313 Crore. The outstanding loan portfolio reached ₹311816 Crore, with a Net Interest Margin of 2.62%. The company highlights growth in individual home loans and overall revenue.
Financial Performance
For the second quarter of fiscal year 2026 (Q2 FY2026), LIC Housing Finance reported a Profit After Tax of ₹1353.87 Crore. Total disbursements for the quarter amounted to ₹16313 Crore. The outstanding loan portfolio reached ₹311816 Crore, with the Net Interest Margin at 2.62%.
Key Financial Metrics (Q2 FY2026)
- Revenue from operations: ₹7163 Crore (up 3% year-over-year)
- Net Interest Income: ₹2038 Crore (up 3% year-over-year)
- Profit Before Tax: ₹1704.71 Crore (up 2% year-over-year)
First Half (H1 FY2026) Performance
The company also reported results for the first half of FY2026:
- Revenue from operations: ₹14396 Crore (up 5% year-over-year)
- Total Income: ₹14403 Crore (up 5% year-over-year)
- Net Interest Income: ₹4104 Crore (up 4% year-over-year)
- Net Profit Before Tax: ₹3403.87 Crore (up 3% year-over-year)
- Net Profit After Tax: ₹2713.79 Crore (up 3% year-over-year)
Loan Portfolio Details
The loan portfolio stood at ₹311816 Crore as of September 30, 2025, an increase of 6% compared to September 30, 2024. Individual Home Loans grew by 5% to ₹264096 Crore.
Management Commentary
Shri. Tribhuwan Adhikari, Managing Director & Chief Executive Officer of LIC Housing Finance Limited, stated that the Q2 FY2026 results reflect continued momentum in the housing finance sector and anticipates positive business growth due to lower interest rates and improved sentiments.
Source: BSE