Kotak Mahindra Bank announced its unaudited consolidated financial results for the quarter (Q2) and half-year ended September 30, 2025. The bank reported a total income of ₹24,901.39 crore for the quarter and a net profit of ₹4,468.27 crore. Key financial metrics, including asset quality and capital adequacy ratios, reflect a stable performance amidst dynamic market conditions. These results were approved at a board meeting held on October 25, 2025.
Financial Performance Overview
Kotak Mahindra Bank’s consolidated financial results showcase a steady performance for the quarter and half-year ended September 30, 2025. The results, approved by the Board of Directors on October 25, 2025, highlight the bank’s resilience and strategic focus.
Key Financial Highlights (Consolidated)
Key figures from the bank’s consolidated financial results include:
- Total Income: ₹24,901.39 crore for the quarter.
- Net Profit: ₹4,468.27 crore for the quarter.
- Interest Earned: ₹17,198.74 crore for the quarter.
Segment Reporting Highlights (Consolidated)
The segment reporting provides insights into the performance of various business segments:
- Treasury, BMU and Corporate Centre: Revenue of ₹3,132.57 crore for the quarter.
- Retail Banking: Revenue of ₹8,343.93 crore for the quarter.
- Corporate/Wholesale Banking: Revenue of ₹6,699.89 crore for the quarter.
Asset Quality and Capital Adequacy (Standalone)
The standalone financial results reveal the following:
- Gross NPA: 1.39%
- Net NPA: 0.32%
- Capital Adequacy Ratio (Basel III): 22.05%
Standalone Financial Results Highlights
Key figures from the bank’s standalone financial results include:
- Total Income: ₹16,238.59 crore for the quarter.
- Net Profit: ₹3,253.33 crore for the quarter.
- Interest Earned: ₹13,649.41 crore for the quarter.
Divestment and Subsidiaries
On June 18, 2024, the bank completed the divestment of 70% stake in its subsidiary Kotak Mahindra General Insurance Company Limited to Zurich Insurance Company Limited. Post divestment, Kotak Mahindra Bank continues to hold 30% of the share capital.
Source: BSE