Kotak Mahindra Bank has released its unaudited consolidated and standalone financial results for the quarter and half-year ended September 30, 2025. The consolidated net profit after tax stood at ₹4,468.27 crore, while standalone net profit reached ₹3,253.33 crore. The results reflect a strong performance across various segments, showcasing the bank’s robust financial health and operational efficiency.
Financial Performance
Kotak Mahindra Bank announced its unaudited financial results for the quarter and half-year ended September 30, 2025. Key highlights include:
- Consolidated Results: The net profit after tax was reported at ₹4,468.27 crore.
- Standalone Results: The net profit after tax stood at ₹3,253.33 crore.
Key Financial Metrics (Consolidated)
The consolidated results showcase robust financial indicators:
- Total Income: ₹24,901.39 crore for the quarter.
- Operating Profit: ₹7,017.19 crore.
- Earnings per equity share: ₹22.47 (basic and diluted).
Key Financial Metrics (Standalone)
The standalone results also reveal strong performance:
- Total Income: ₹16,238.59 crore for the quarter.
- Operating Profit: ₹5,268.27 crore.
- Earnings per equity share: ₹16.36 (basic and diluted).
Segmental Performance (Consolidated)
A breakdown of segment revenues highlights diverse contributions:
- Treasury, BMU and Corporate Centre: ₹3,132.57 crore.
- Retail Banking: ₹8,343.93 crore, with Digital Banking contributing ₹563.25 crore.
- Corporate/Wholesale Banking: ₹6,699.89 crore.
- Vehicle Financing: ₹1,084.97 crore.
- Asset Management: ₹823.95 crore.
- Insurance: ₹5,072.74 crore.
Asset Quality (Standalone)
- Gross NPA: ₹6,479.58 crore
- Net NPA: ₹1,490.98 crore
- % of Gross NPA to Gross Advances: 1.39%
- % of Net NPA to Net Advances: 0.32%
Source: BSE