Kotak Mahindra Bank released its Q2 FY26 investor presentation highlighting consolidated and standalone financial results. The bank reported a PAT of ₹4,468 cr, a ROE of 10.65%, and ROA of 1.97%. The presentation also included segment-wise performance, asset quality, and key financial indicators. The bank’s consolidated AUM stood at ₹760,598 cr, representing a 12% increase YoY. The information is related to the earnings conference call on the results for the quarter and half-year ended September 30, 2025.
Consolidated Financial Performance
Kotak Mahindra Bank reported a consolidated PAT of ₹4,468 crore for Q2 FY26, a 11% decrease compared to ₹5,044 crore in Q2 FY25. The Return on Equity (ROE) stood at 10.65%. Return on Assets (ROA) was reported at 1.97%.
Assets Under Management
The bank’s consolidated Assets Under Management (AUM) reached ₹760,598 crore in September 2025, showcasing a 12% growth from ₹680,838 crore in September 2024.
Segment-Wise Performance
The Bank’s performance across various segments is as follows:
- Bank & Other Lending Related Entities: ₹3,613 cr
- Capital Market: ₹405 cr
- Insurance: ₹49 cr
- Asset Management: ₹410 cr
Key Financial Indicators
The bank’s key financial indicators for the quarter are as follows:
- Net Interest Margin (NIM): 4.54%
- Cost to Income Ratio: 46.8%
- Net NPA: 0.32%
- CASA Ratio: 42.3%
- CAR: 22.1%
- CET-1: 20.9%
Subsidiary Performance
Key highlights from Kotak Mahindra Bank’s subsidiaries include:
- Kotak Mahindra Prime: PAT of ₹246 cr
- Kotak Securities: PAT of ₹345 cr
- Kotak Mahindra AMC and TC: PAT of ₹258 cr
Note: All comparisons are Year-over-Year (YoY) unless otherwise stated.
Source: BSE