Kotak Mahindra Bank announced its financial results for the quarter and half-year ended September 30, 2025. The bank reported a net profit of ₹4,468.27 crore. The results reflect performance across various segments, including corporate, retail, treasury, and asset management. The bank’s asset quality and capital adequacy ratios remain strong, and the board of directors approved the financial statements. The bank is focusing on sustainable growth and digital transformation.
Financial Performance Highlights
Kotak Mahindra Bank (KMB) has released its unaudited consolidated financial results for the quarter (Q2) and half-year (H1) ended September 30, 2025. Key highlights from the report include:
- Net Profit: ₹4,468.27 crore
- Total Income: ₹24,901.39 crore
These figures demonstrate the bank’s performance across its various operational segments during this financial period.
Segmental Performance
The report provides a detailed breakdown of revenue across the different segments of Kotak Mahindra Bank:
- Treasury, BMU and Corporate Centre: ₹3,132.57 crore
- Retail Banking: ₹8,343.93 crore
- Corporate/Wholesale Banking: ₹6,699.89 crore
- Asset Management: ₹823.95 crore
Asset Quality and Capital Adequacy
Kotak Mahindra Bank maintains strong asset quality. Key indicators:
- Gross NPA: 1.39%
- Net NPA: 0.32%
- Capital Adequacy Ratio: 22.05%
Additional Key Points
- Earnings per share were reported at ₹22.47 (basic and diluted).
- The financial results are in compliance with all relevant accounting standards.
Independent Auditor’s Review
The unaudited standalone and consolidated financial results were reviewed by Deloitte Haskins & Sells and MM Nissim & Co LLP, Joint Statutory Auditors. The auditors have issued an unmodified review report.
Source: BSE