Karur Vysya Bank (KVB) announced its financial results for Q2 and the first half of the financial year, ended September 30, 2025. Total business increased by 15.37% YOY. The bank reached a milestone of ₹2,03,216 crore in total business. Net profit for H1 stood at ₹1,095 crore. The bank’s distribution network includes 895 branches.
Financial Performance Highlights
Karur Vysya Bank announced robust financial results for the quarter and half-year ended September 30, 2025. Key highlights include:
- Total Business up by 15.37% YOY and 3.67% for the quarter.
- Deposits up by 15.29% YOY and 3.60% for the quarter.
- Loan Book grew at 15.47% YOY and 3.75% for the quarter.
- CASA up by 8.23% YOY, CASA ratio stood at 27.65%.
- PPOP up by 16.71% YOY
- NIM at 3.82%
- Other Income up by 12.18% YOY.
Key Financial Figures
Some of the key figures from the announcement include:
- Total business reached ₹2,03,216 crore, a 15% increase YOY.
- Advances rose to ₹92,724 crore, a 4% increase QoQ.
- Deposits increased to ₹1,10,492 crore, also a 4% increase QoQ.
- Net profit for the half-year reached ₹1,095 crore.
Balance Sheet Overview
The bank’s balance sheet shows strong growth:
- Balance sheet size: ₹1,30,099 crore as of September 30, 2025, up 15.92%.
- Total deposits: ₹1,10,492 crore, up 15.29% YOY.
- Total advances: ₹92,724 crore, up 15.47% YOY.
H1 Financial Performance
Key highlights of the financial performance for the first half of FY2026 include:
- Net profit: ₹1,095 crore, a 17.49% increase.
- PPOP: ₹1,823 crore, a 16.71% increase.
- Net interest income: ₹2,202 crore, a 5.41% increase.
Q2 Financial Performance
Performance highlights from Q2 include:
- Net profit: ₹574 crore, up 21.35%.
- PPOP: ₹1,017 crore, up 24.63%.
- Net interest income: ₹1,122 crore, up 5.65%.
Asset Quality & Capital Adequacy
The bank also reported on asset quality:
- Gross non-performing assets (GNPA): 0.76%.
- Net non-performing assets (NNPA): 0.19%.
- Capital Adequacy Ratio (CRAR): 16.58%.
Branch Network
As of September 30, 2025, the bank has 895 branches and 1 Digital Banking Unit.
Source: BSE