IREDA has announced robust financial results for the quarter ended September 30, 2025. Key highlights include a 26% increase in revenue from operations, a 54% surge in operating profit, and a 31% rise in the outstanding loan book. The company’s asset quality remains strong, with gross NPAs at 3.97%.
Financial Highlights – Standalone
For the quarter ended September 30, 2025, IREDA reported:
- Revenue from operations: ₹2057 crore, up 26% compared to ₹1630 crore in the corresponding quarter of the previous year.
- Operating Profit: ₹776 crore, a significant increase of 54% from ₹503 crore in the same period last year.
- Profit Before Tax: ₹696 crore, reflecting a growth of 51% year-on-year.
- Profit After Tax: ₹549 crore, up 42% compared to the previous year.
- Outstanding Loan Book: ₹84477 crore, a 31% increase from ₹64564 crore.
- Net Worth: ₹12920 crore, a substantial increase of 38% compared to the previous year.
Key Financial Ratios
- Yield on Loan Assets (Gross): 9.87%.
- Cost of Borrowings: 7.24%.
- Net Interest Margin (Annualized): 3.72%.
- Debt Equity Ratio: 5.41.
- Earning Per Share: ₹2.88.
- Provision Coverage Ratio: 51.48%.
Asset Quality
- Gross NPA: 3.97%.
- Net NPA: 1.97%.
Consolidated Financial Highlights
IREDA’s consolidated results for the half year ended September 30, 2025, show:
- Revenue from operations: ₹4005 crore.
- Profit Before Tax: ₹1001 crore.
- Profit after Tax: ₹796 crore.
Lending Profile & Borrowing
- The loan outstanding stands at ₹84477 crore, a 31% increase year-on-year.
- Sector-wise, Solar Thermal/SPV constitutes 24% of the outstanding loans, followed by Wind at 12% and Hydro Power at 10%.
- Public sector loans comprise 28% of the portfolio, while private sector loans account for 72%.
- The company’s domestic credit ratings are “AAA” Stable.
Source: BSE