India Ratings and Research has affirmed IIFL Finance Limited’s credit ratings at IND AA/Stable for Non-Convertible Debentures (NCDs) and IND AA-/Stable for Perpetual Debt Instruments. Additionally, ratings of IND AA/Stable are assigned to NCDs amounting to Rs. 20,000 million and Bank Loan facilities amounting to Rs. 30,000 million. Ratings are also affirmed for IIFL Samasta Finance Limited and IIFL Home Finance Limited.
Credit Rating Affirmation
India Ratings and Research has affirmed the credit ratings for IIFL Finance Limited. The long-term rating is IND AA/Stable for Non-Convertible Debentures (NCDs). Also affirmed is the rating of IND AA-/Stable for Perpetual Debt (Tier I) Instruments.
NCDs and Bank Loan Ratings
A rating of IND AA/Stable has been assigned to NCDs amounting to Rs. 20,000 million. Bank Loan facilities amounting to Rs. 30,000 million also carry a rating of IND AA/Stable. These ratings apply to IIFL Finance Limited.
IIFL Samasta Finance Limited
India Ratings and Research has affirmed the rating of IND AA/Stable for NCDs amounting to Rs. 10,000 million for IIFL Samasta Finance Limited (“Samasta”). Samasta is considered a material subsidiary of IIFL Finance.
IIFL Home Finance Limited
The ratings agency has also affirmed the rating of IND AA/Stable for NCDs amounting to Rs. 30,000 million for IIFL Home Finance Limited (“HFC”). HFC is another material subsidiary of IIFL Finance.
Website Disclosure
Detailed ratings information from India Ratings and Research for IIFL Finance, IIFL Samasta Finance, and IIFL Home Finance are available on their respective websites, as of November 14, 2025.
Source: BSE