IDFC FIRST Bank announced a net profit of ₹34.78 crore for the second quarter of fiscal year 2026. Total income reached ₹11,82.84 crore. The bank’s operating profit before provisions stood at ₹1,87.56 crore. The Board of Directors approved these results on October 18, 2025. Gross NPA ratio stands at 1.86% and Net NPA ratio at 0.52%.
Q2 FY26 Financial Highlights
IDFC FIRST Bank reported a net profit of ₹34.78 crore for the quarter ended September 30, 2025 (Q2 FY26). The bank’s total income for the quarter was ₹11,82.84 crore. These results were approved by the Board of Directors on October 18, 2025.
Key Financial Figures
Key financial metrics for the quarter include:
- Operating Profit before Provisions: ₹1,87.56 crore
- Tax Expense: ₹7.59 crore
Asset Quality
The bank’s asset quality is reflected in the following key ratios:
- Gross NPA: 1.86%
- Net NPA: 0.52%
Segment-Wise Performance
The bank’s performance can be viewed across key segments:
- Treasury: Revenue of ₹6,99,317 lakh and profit before tax of ₹(2,652) lakh
- Wholesale Banking: Revenue of ₹2,71,725 lakh and profit before tax of ₹42,176 lakh
- Retail Banking: Revenue of ₹13,24,268 lakh and profit before tax of ₹4,778 lakh
Capital Adequacy
The capital adequacy ratio (Basel III) stood at 14.11%.
Source: BSE