ICICI Lombard has updated its investor presentation for the half-year ended September 30, 2025, due to typographical errors in Slide No. 19. Correct figures are available in Slide No. 17. There are no other changes to the reported financial numbers. The company has taken steps to prevent future errors.
Investor Presentation Revision
ICICI Lombard has revised its investor presentation concerning the performance review for the half-year ended September 30, 2025. This revision addresses typographical errors discovered in Slide No. 19 of the original presentation.
Details of the Correction
The company clarified that while Slide No. 19 contained some errors, the correct figures were already available in Slide No. 17. An updated presentation has been provided, with an annexure showing corrected and prior details from Slide 19:
The updated Combined Ratio (CoR) reads as:
- Q2-2026: 103.9%
- H1-2026: 103.0%
The prior Combined Ratio (CoR) was:
- Q2-2026: 104.5%
- H1-2026: 103.2%
Confirmation of Other Financials
ICICI Lombard confirms that no other financial numbers reported in the investor presentation for the half-year ending September 30, 2025, have been altered. The company has taken the necessary actions to avoid similar errors in the future.
Strategic Pillars and Financial Highlights (H1 2026)
ICICI Lombard focuses on strategic pillars to deliver ROE. Key financial highlights include:
- GDPI: ₹143.31 billion
- PAT: ₹15.67 billion
- Combined Ratio (CoR): 104.0%
- Return on Average Equity: 20.8%
Business Performance:
- Motor business grew by 2.2% driven by the month of September 2025 festive demand.
- Retail Health sustained investments, enabled market share growth.
- P&C demonstrated robust growth with maintained discipline.
- Crop insurance won clusters in Maharashtra.
Source: BSE