Go Digit reported a strong Q2 2026 performance, with profit before tax soaring 1.5x to ₹136 crore and profit after tax reaching ₹117 crore. Gross Written Premium increased by 12.6% to ₹2,667 crore. The company’s Assets Under Management grew by 15.4% year-over-year, reaching ₹21,345 crore. The solvency ratio stood at 2.26x, exceeding regulatory requirements.
Financial Performance Highlights
Go Digit General Insurance Limited showcased substantial growth in its key financial metrics for Q2 2026:
- Gross Written Premium (GWP): Increased to ₹2,667 crore, a 12.6% rise compared to ₹2,369 crore in Q2 2025.
- Profit Before Tax (PBT): Jumped to ₹136 crore, a 53% increase from ₹89 crore in the prior year quarter.
- Profit After Tax (PAT): Reached ₹117 crore, reflecting a 31% growth from ₹89 crore in Q2 2025.
Assets Under Management
As of September 30, 2025, the company’s Assets Under Management (AUM) stood at ₹21,345 crore, a 15.4% increase compared to ₹18,502 crore as of September 30, 2024.
Key Ratios
The company’s combined ratio for Q2 2026 was 111.4%. Excluding the 1/n basis impact, the combined ratio improved to 109.9% compared to 112.2% in Q2 2025.
Solvency
Go Digit maintained a healthy solvency ratio of 2.26x as of September 30, 2025, which is above the minimum regulatory requirement of 1.50x.
GWP Growth by Segment
Significant growth was observed across various segments:
- Motor OD: Increased by 12.6% in Q2 2026.
- Motor TP: Increased by 8.6% in Q2 2026.
- Health, Travel & PA: Increased by 36.6% in Q2 2026.
- Fire: Rose sharply by 60.8%.
Source: BSE