Federal Bank announced its unaudited financial results for the second quarter of FY2025. The bank reported a total income of ₹7,824.33 Lakhs and a net profit of ₹955.26 Lakhs. The results reflect solid performance across key segments, supported by effective cost management and healthy asset quality. The bank’s capital adequacy ratio remains strong at 15.71% under Basel III norms.
Financial Performance Highlights
Federal Bank reported a total income of ₹7,824.33 Lakhs for the quarter ended September 30, 2025, compared to ₹7,799.61 Lakhs in the previous quarter and ₹7,541.23 Lakhs in the same quarter last year. The bank’s net profit for the quarter stood at ₹955.26 Lakhs.
Key Financial Metrics
Some of the key financial metrics from the announcement include:
- Operating Profit: ₹1,644.17 Lakhs
- Earnings per Share (EPS): ₹3.89
- Capital Adequacy Ratio (CAR): 15.71%
Asset Quality
The bank’s asset quality remained stable with:
- Gross NPA: ₹4,532.01 Lakhs
- Net NPA: ₹1,165.16 Lakhs
Segment Performance
The results reflect contributions from various business segments. Key segment revenues include:
- Treasury: ₹1,624.21 Lakhs
- Corporate/Wholesale Banking: ₹3,036.94 Lakhs
- Retail Banking: ₹7,840.77 Lakhs
Consolidated Financial Results
The consolidated net profit for the group stood at ₹9,919.4 Lakhs with a consolidated total income of ₹8,321.46 Lakhs. These results provide a comprehensive view of the financial health and operational effectiveness of Federal Bank and its subsidiaries.
Source: BSE