Bandhan Bank’s board has approved the sale of Non-Performing Assets (NPA) and Written-off Portfolios. The NPA portfolio, with outstanding dues exceeding 180 days, amounts to ₹3,212.17 Crore as of September 30, 2025. Additionally, the bank will auction Written-off Loan Portfolios totaling ₹3,719.14 Crore, also as of September 30, 2025. This strategic decision aims to improve asset quality.
Sale of Non-Performing Assets
The Board of Directors of Bandhan Bank has given its approval for the sale of identified Non-Performing Assets (NPA). These NPAs, as of September 30, 2025, have a principal outstanding amount of ₹3,212.17 Crore.
Auction of Written-Off Loan Portfolios
In addition to the NPA sale, the board has also approved an auction route for the sale of Written-off Loan Portfolios. These portfolios have a principal outstanding amount of ₹3,719.14 Crore, as of September 30, 2025. The bank aims to optimize its balance sheet and improve financial performance through this strategic move.
Focus on Emerging Businesses
The Loan Portfolios being sold are primarily related to Emerging Entrepreneurs Business (EEB), including Group Loans, Small Business & Agri Loans, and Aspiring Business Group (ABG). The bank is actively working to streamline its operations and reduce risk exposure in these segments.
Source: BSE