Bajaj Finserv presented its strategy and performance to investors. The presentation highlighted the group’s structure, key business segments including insurance and finance, emerging businesses, and its vision for diversified financial services. Emphasis was placed on sustainable growth, customer-centricity, and leveraging technology. Performance data up to FY2025 was shared, with a preview of Q1 FY2026 results.
Strategic Priorities
Bajaj Finserv aims to be a lifecycle partner for every Indian, achieving financial goals through a diverse range of financial services and products. The company is focused on sustainable business practices, effective risk management, and fostering a culture of innovation and leadership.
Key Business Segments
The presentation covered various segments, including:
- Bajaj Allianz General Insurance (BAGIC): Focused on market share growth, multi-channel distribution and operational efficiency.
- Bajaj Allianz Life Insurance (BALIC): Emphasizing sustainable growth, product innovation and customer experience.
- Bajaj Finance Limited (BFL): Aims for a sustainable business model with 4.6-4.8% ROA and 21-23% ROE.
Emerging Businesses
Significant attention was given to the company’s emerging businesses:
- Bajaj Finserv Health: Aiming to integrate OPD, IPD and wellness.
- Bajaj Markets: A diversified marketplace for financial services.
- Bajaj Technology Services: Providing digital solutions to the financial services sector.
- Bajaj Finserv Asset Management: Focused on clear investment strategies and innovation.
Financial Performance Snapshot
Key consolidated financials for Q1 FY2026:
- Total Revenue: ₹35,451 Crore
- Profit after Tax: ₹2,789 Crore
The company reported strong solvency and capital adequacy across its subsidiaries.
ESG Initiatives
Bajaj Finserv is committed to Environmental, Social, and Governance (ESG) principles, focusing on areas like financial inclusion, environmental protection, and social welfare.
Source: BSE